Privacy Policy

Last Updated: June 17, 2025

At AISetup Insurance (aisetup.co), we combine AI-powered innovation with rigorous privacy protection to deliver seamless insurance comparisons while safeguarding your data. This Privacy Policy explains how we collect, process, and secure your information—transparently and responsibly.

By using our Platform, you consent to the practices described below. For questions, contact us at [[email protected]].

1. Scope & Compliance

This policy applies to all users of AISetup Insurance and complies with:

GDPR (General Data Protection Regulation, EU)
CCPA (California Consumer Privacy Act)
Other applicable U.S. and international privacy laws

We are committed to ethical AI development and minimizing data collection to only what’s necessary.

2. Data We Collect

A. Personal Information

To generate accurate quotes, we collect:

Identifiers: Name, email, phone number, ZIP code.
Demographics: Age, gender (where relevant to insurance pricing).
Insurance Needs: Vehicle details, health history, property information.

B. AI-Generated & Automated Data

Our systems analyze:

Usage Patterns: How you interact with quotes and comparisons.
Behavioral Analytics: Preferences inferred from your selections (e.g., prioritizing low deductibles).
Technical Data: IP address, device type, browser for security and optimization.

C. Cookies & Tracking Technologies

We use:

Essential Cookies: For platform functionality (e.g., session management).
Analytical Cookies: To improve AI accuracy (e.g., tracking quote request trends).
Opt-Out Options: Manage preferences via our Cookie Consent Banner.

3. How We Use Your Data

AI-Driven Personalization

Generate tailored insurance quotes based on your inputs.
Refine recommendations via machine learning (e.g., noticing you prefer regional insurers).

Service Optimization

Train our AI models to reduce quote errors and improve speed.
Diagnose technical issues affecting user experience.

Communications

Send quote confirmations and policy updates (if opted in).
Notify you about new features or security alerts.

4. Data Sharing & Third Parties

We only share data when necessary:

With Insurers

Your quote requests are shared with partner carriers to provide accurate rates.
Insurers are contractually bound to use data only for underwriting.

With Service Providers

Cloud Hosts (AWS, Google Cloud): Securely store encrypted data.
Analytics Tools (e.g., Mixpanel): Anonymize usage data to improve AI.

Legal Disclosures

We may disclose data if required by law (e.g., subpoenas) or to prevent fraud.

5. AI-Specific Data Handling

How AI Processes Your Information

Natural Language Processing (NLP): Interprets free-text queries (e.g., “Find full-coverage auto insurance for a 2024 Tesla”).
Predictive Modeling: Estimates future rate changes based on historical trends.

Bias Mitigation

We audit algorithms to prevent discriminatory pricing based on:

Race
Ethnicity
Other protected classes

6. Data Security Measures

We employ enterprise-grade protections, including:

Encryption: AES-256 for data in transit and at rest.
Access Controls: Strict role-based permissions for employees.
AI Security: Regular penetration testing of our machine learning systems.

Despite this, no digital platform is 100% immune to breaches. Report suspicious activity to [[email protected]].

7. Your Privacy Rights

Depending on residency, you may:

Access/Delete Data: Request a copy or deletion of your personal information.
Opt Out: Withdraw consent for marketing or data sharing (excluding legal/operational requirements).
Correct Inaccuracies: Update outdated or incorrect details.

Submit requests via our Privacy Portal or email [[email protected]]. We respond within 30 days.

8. Policy Updates

We may revise this policy to reflect:

New AI capabilities (e.g., voice-based quote requests).
Regulatory changes (e.g., expanded CCPA/GDPR requirements).

Changes take effect upon posting, with the “Last Updated” date adjusted accordingly.

Contact Us

For privacy concerns or data requests:
📧 Email: [[email protected]]

AISetup Insurance – Where AI Meets Privacy by Design.