Terms and Conditions

Last Updated: June 17, 2025

Welcome to AISetup Insurance (aisetup.co), an AI-powered platform designed to simplify insurance comparisons and provide personalized quotes. These Terms and Conditions (“Terms”) govern your use of our website, services, and any related features (collectively, the “Platform”).

By accessing or using AISetup Insurance, you agree to comply with these Terms. If you do not agree, please refrain from using our Platform.

1. Acceptance of Terms

By using AISetup Insurance, you confirm that:

You are at least 18 years old and legally capable of entering into agreements.
You understand that AISetup Insurance is a technology intermediary, not an insurance provider, broker, or advisor.
You accept responsibility for verifying all insurance details (quotes, coverage, terms) directly with insurers before purchasing.

2. Service Description

AISetup Insurance provides:

AI-driven insurance comparisons across multiple carriers.
Personalized quotes based on user-submitted information.
Educational resources about insurance products.

We do not:

Underwrite, sell, or guarantee insurance policies.
Provide financial, legal, or insurance advice.
Endorse specific insurers or policies.

3. User Eligibility & Account Security

Eligibility:

Users must be 18+ and reside in a region where our services are available.
Businesses must authorize representatives to use the Platform on their behalf.

Account Security:

You are responsible for maintaining confidential login credentials.
Notify us immediately at [[email protected]] if you suspect unauthorized access.
We reserve the right to suspend or terminate accounts violating these Terms.

4. User Obligations & Acceptable Use

You agree to:

Provide accurate, current, and complete information when requesting quotes.
Use the Platform only for lawful purposes.
Not engage in:
Fraudulent misrepresentation.
Scraping, hacking, or reverse-engineering our AI technology.
Spamming insurers or other users.

Violations may result in immediate account termination.

5. Intellectual Property Rights

All content on AISetup Insurance—including AI algorithms, logos, and text—is owned by or licensed to us.

You may not:

Copy, modify, or distribute our proprietary technology without permission.
Use our brand name or trademarks without prior written consent.

6. Disclaimers & Limitations of Liability

A. No Warranty

The Platform is provided “as is.” We do not guarantee:
Uninterrupted or error-free service.
Accuracy of AI-generated quotes or recommendations.

B. Third-Party Actions

We are not liable for:
Insurers’ underwriting decisions, pricing changes, or claim denials.
Content on external websites linked from our Platform.

C. Cap on Liability

To the fullest extent permitted by law, AISetup Insurance’s total liability for any claims related to these Terms shall not exceed $100 USD.

7. Privacy & Data Handling

Your privacy matters. Our Privacy Policy explains how we collect, use, and protect your data. By using the Platform, you consent to these practices.

Key points:

We use data to improve AI accuracy and personalize your experience.
We do not sell your information to third-party advertisers.

8. Termination & Suspension

We may terminate or suspend your access if you:

Violate these Terms.
Engage in fraudulent activity.
Harm other users or our systems.

You may close your account anytime by contacting [[email protected]].

9. Dispute Resolution & Governing Law

Negotiation First

Before legal action, you agree to notify us in writing and attempt informal resolution.

Jurisdiction

These Terms are governed by the laws of [State/Country], excluding conflict-of-law principles.

10. Modifications to These Terms

We may update these Terms periodically. Changes take effect upon posting, with the “Last Updated” date reflecting revisions.

Your continued use = acceptance of changes.

11. Contact Us

Questions about these Terms? Reach our team at:
📧 Email: [[email protected]]

Thank you for trusting AISetup Insurance.